:root{--burgundy: #64333f;--gold: #cea276;--beige: #ebd9d2;--salmon: #eb5d69;--gold-deep: #b98a58;--burgundy-deep: #4e2731;--burgundy-mid: #5a2e39;--gold-on-dark-text: #d3a97e;--gold-on-light-text: #8a6538;--offblack: #212529;--muted: #5a6169;--paper: #ffffff;--surface: #f8f9fa;--green: #198754;--accent-primary: var(--gold);--accent-primary-dark: var(--gold-deep);--on-accent-primary: #43271c;--accent-secondary: var(--burgundy);--color-text: var(--offblack);--color-bg: var(--paper);--color-muted: var(--muted);--color-surface: var(--surface);--surface-immersive: var(--burgundy);--surface-immersive-deep: var(--burgundy-deep);--on-immersive: #ffffff;--on-immersive-muted: rgba(255, 255, 255, .82);--accent-on-immersive: var(--gold);--status-risk-border: var(--salmon);--status-risk-bg: #fdecee;--status-risk-fg: #8d2730;--status-opp-border: var(--gold);--status-opp-bg: #fbf4ec;--status-opp-fg: #7a5a2a;--status-ok-border: var(--green);--status-ok-bg: #e9f5ef;--status-ok-fg: #146c43;--radius: 10px;--radius-lg: 15px;--maxw: 1100px}*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Libre Franklin,system-ui,-apple-system,sans-serif;color:var(--color-text);background:var(--color-bg);line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit}h1,h2,h3{font-weight:600;line-height:1.2;margin:0}button{font-family:inherit;cursor:pointer}.eyebrow{font-family:Libre Franklin,sans-serif;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-on-dark-text);font-size:12px;font-weight:600}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}.btn{display:inline-flex;align-items:center;gap:8px;border:none;border-radius:26px;font-weight:600;font-size:15px;padding:13px 28px;text-decoration:none;transition:background .2s ease,transform .05s ease}.btn:active{transform:scale(.98)}.btn-primary{background:var(--accent-primary);color:var(--on-accent-primary)}.btn-primary:hover{background:var(--accent-primary-dark)}.btn-burgundy{background:var(--burgundy);color:#fff;border-radius:var(--radius);width:100%;justify-content:center;padding:13px 0}.btn-ghost-light{background:transparent;color:#fff;border:1px solid rgba(206,162,118,.6);border-radius:22px;padding:8px 16px;font-size:13px}.stage{background:var(--surface-immersive);color:var(--on-immersive)}.stage-deep{background:var(--surface-immersive-deep)}.hero{position:relative;overflow:hidden}.hero .arc{position:absolute;top:-140px;right:-120px;width:360px;height:360px;border-radius:50%;background:var(--burgundy-mid);pointer-events:none}.hero-inner{position:relative;text-align:center;padding:30px 0 0}.hero h1{color:var(--on-immersive);font-size:clamp(28px,5vw,44px);max-width:18ch;margin:14px auto 0}.hero .lede{color:var(--on-immersive-muted);font-size:clamp(15px,2.2vw,18px);max-width:52ch;margin:16px auto 24px}.curve{height:34px;background:var(--color-bg);border-radius:60% 60% 0 0/100% 100% 0 0;margin:30px -6px -1px}.topbar{display:flex;align-items:center;justify-content:space-between;padding-top:22px}.brand{display:flex;align-items:center;gap:10px}.brand .wm{color:var(--gold-on-dark-text);font-weight:700;font-size:18px}.brand .tagline{color:var(--on-immersive-muted);font-size:11px}.chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}.section{padding:56px 0}.section.alt{background:var(--color-surface)}.section h2{color:var(--burgundy);font-size:clamp(22px,3.5vw,34px)}.section p{font-size:16px;max-width:62ch}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:26px}.step{background:var(--color-bg);border:1px solid #eee;border-radius:var(--radius-lg);padding:22px}.step .n{display:inline-flex;width:30px;height:30px;align-items:center;justify-content:center;border-radius:50%;background:var(--gold);color:var(--on-accent-primary);font-weight:700;margin-bottom:10px}.trust-points{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.trust-points span{font-size:13px;color:var(--burgundy);background:var(--beige);padding:7px 14px;border-radius:20px}.disclaimer{background:var(--beige);border-radius:var(--radius);padding:14px 16px;font-size:12.5px;color:var(--color-muted)}.site-footer{background:var(--surface-immersive-deep);color:var(--on-immersive-muted);padding:26px 0;font-size:13px}.check-stage{background:var(--surface-immersive);min-height:100vh;padding:22px 0 60px}.card{background:var(--color-bg);color:var(--color-text);border-radius:var(--radius-lg);padding:clamp(20px,4vw,32px);max-width:640px;margin:0 auto}.card-narrow{max-width:560px}.stepper{display:flex;gap:8px;max-width:640px;margin:0 auto 16px}.stepper .stage-pill{flex:1;text-align:center;font-size:12px;font-weight:600;padding:8px 6px;border-radius:20px;background:#ffffff1f;color:var(--on-immersive-muted)}.stepper .stage-pill.active{background:var(--gold);color:var(--on-accent-primary)}.stepper .stage-pill.done{background:#cea27659;color:#fff}.progress{height:5px;background:var(--beige);border-radius:3px;overflow:hidden;margin-bottom:18px}.progress>div{height:100%;background:var(--gold);width:0;transition:width .4s ease}.q-eyebrow{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.q-counter{font-size:11px;color:var(--color-muted)}.q-prompt{font-size:clamp(18px,3vw,22px);font-weight:600;color:var(--burgundy);margin-bottom:8px}.q-list{margin:0 0 14px;padding-left:18px;color:var(--color-muted);font-size:14px}.q-list li{margin:2px 0}.answers{display:flex;gap:12px;margin:16px 0 14px}.answers.answers-stacked{flex-direction:column}.answers.answers-stacked .ans{text-align:left;padding:14px 16px}.answers .ans{flex:1;text-align:center;font-weight:600;padding:16px 0;border-radius:var(--radius);border:1.5px solid #e2e2e2;color:#555;background:#fff;transition:border-color .15s ease,background .15s ease}.answers .ans:hover{border-color:var(--gold)}.answers .ans.selected{border-color:var(--gold);background:var(--status-opp-bg);color:var(--burgundy)}.why{font-size:13px;color:var(--color-muted)}.why summary{cursor:pointer;color:var(--gold-on-light-text)}.back{background:none;border:none;color:var(--gold-on-light-text);font-size:13px;padding:14px 0 0}.verdict{font-size:clamp(17px,3vw,22px);font-weight:600;color:var(--burgundy);margin:6px 0 16px}.field{display:block;width:100%;border:1px solid #ddd;border-radius:8px;padding:11px 12px;font-size:14px;font-family:inherit;margin-bottom:10px}.field:focus{outline:2px solid var(--gold);border-color:var(--gold)}.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:#444;margin:4px 0 12px}.consent input{margin-top:3px}.muted{color:var(--color-muted)}@media(prefers-reduced-motion:reduce){.progress>div,.btn{transition:none}}